The Money Project

Personalized Programs

A homebuying plan built around your specific situation.

Everything you need to do to buy a house, mapped out one-on-one so you always know the next step and when to take it, from where you stand today through to keys in hand.

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Is this for you?

You might be a fit if...

  • You want to buy your first home but aren't sure where to start
  • You don't know how much you can actually afford, or what a lender will approve
  • You want a clear, step-by-step plan instead of piecing advice together yourself
  • You're already pre-approved but don't know what to do between now and closing
  • Your credit score could use some work
  • You have debt you'd like to pay down before buying
  • You're still saving for a down payment and want to know the best ways to get there
  • You want to make sure your budget can comfortably handle the costs of owning a home

What's included

Everything in the program

  • A one-on-one session to map out your full homebuying timeline
  • A personalized plan with clear milestones, from where you stand today through to keys in hand
  • Guidance on budgeting, saving, and getting mortgage-ready
  • Credit score guidance to help put you in the best position with lenders
  • Help getting a plan in place for any debt that could be holding back your approval, with a referral to the full Debt Payoff Program if you'd like more in-depth support there
  • Down payment savings strategies tailored to your timeline
  • A budget check to make sure the real costs of owning a home realistically fit your life
  • Optional follow-up sessions as you move through your plan

How it works

Four steps, start to finish

  1. 1

    Free discovery call

    20 minutes to talk through where you are and whether this is the right fit.

  2. 2

    Get set up

    Fill in a short intake form so we can get your plan started.

  3. 3

    Build your plan together

    We map out your specific timeline, goals, and next steps, and you walk away with a written plan and milestones.

  4. 4

    Stay supported

    Book optional follow-up sessions ($90 each) anytime you need help working through your plan.

Price

Investment

First Time Homebuyer Program

$400 + HST

for your personalized plan with milestones.

Optional follow-up sessions

$90

per session, as you work through your plan.

Questions people ask

FAQ

Do I need to already be pre-approved?

No. This works whether you're just starting to think about buying or you're already pre-approved and want a clearer plan for what comes next.

Is this the same as working with a mortgage broker?

No, but I'm also a licensed mortgage broker with The Mortgage Project Inc. (The Mortgage Coach, FSRA #13120), a separate business. I'll only connect you with it if you ask.

What if my situation changes after I get my plan?

Book a follow-up session anytime for $90 to update your plan as things change.

Is my information private?

Yes. I only use it to build your plan, and I never share it without your written permission.

Get started

Request the First Time Homebuyer Program

Tell us a bit about where you are in the process and we will follow up to get your personalized plan started.